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Free calculator · PhilHealth

PhilHealth Contribution Calculator 2026

Monthly premium, employee share and employer share from the monthly basic salary, using the 5% rate with the ₱10,000 floor and ₱100,000 ceiling.

Salary used (floor / ceiling applied)-
Monthly premium (5%)-
Employee share-
Employer share-

2026 status: carried forward, not yet confirmed. PhilHealth's latest premium advisory (No. 2025-0002) covers 2025. We found no 2026 premium advisory on philhealth.gov.ph as of September 23, 2026, so the 2025 rate is used.

How it is computed

₱25,000 basic salary ₱25,000 × 5% = ₱1,250 premium Employee ₱625 + employer ₱625
₱150,000 basic salary Ceiling ₱100,000 × 5% = ₱5,000; employee ₱2,500 + employer ₱2,500
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FAQ

PhilHealth contribution questions

What is the PhilHealth contribution rate for 2026?

5% of the monthly basic salary, with an income floor of ₱10,000 and a ceiling of ₱100,000 (so ₱500 to ₱5,000 a month). That is the rate PhilHealth confirmed for 2025 in Advisory No. 2025-0002. When we checked on September 23, 2026 PhilHealth had not published a separate 2026 premium advisory, so this calculator carries the 2025 rate forward: confirm it with PhilHealth.

How is the PhilHealth premium split between employee and employer?

Equally. On a ₱25,000 basic salary the premium is ₱1,250: ₱625 is deducted from the employee and ₱625 is paid by the employer.

What salary is used: basic or gross?

Monthly basic salary. PhilHealth excludes commissions, overtime, allowances, 13th month pay and bonuses, and also ignores deductions for absences or leave without pay.

What if the salary is below ₱10,000 or above ₱100,000?

Below the floor the premium is computed on ₱10,000 (₱500); above the ceiling it is computed on ₱100,000 (₱5,000).

How much do self-employed or voluntary members pay?

Self-paying members (self-earning individuals, professionals, overseas Filipinos) pay the whole premium themselves, based on declared monthly income. Choose 'Self-paying member' in the calculator; PhilHealth's Statement of Premium Account is the official amount.

Sources

Every number on this page comes from these official documents, checked on September 23, 2026.

For estimation only. This calculator is not legal, tax or accounting advice. Verify with your accountant and with the agency (SSS, PhilHealth, Pag-IBIG, BIR, DOLE) before you pay or file. Rates change; if you spot an outdated figure, tell us through our Gumroad page.